I've always thought that banks were really nice to set up Overdraft Protection for their customers. What a kind gesture on their part to go to such lengths to try and save their customers the embarrassment of having a check bounce!
In reading the Internet today I find out that the banks are not only nice but they are making a few extra coins while they are being so nice...
"The Financial Times recently reported that U.S. banks are set to earn $38.5 billion this year from overdraft fees alone, more than double the number from 1994."
I don't wanna tell you what to do but, if you are the person from whom they acquired their $38.5 billion, I think you ought to make a consciencious effect to rectify your spending and paying habits.
Would I kid u?
